Do You Have Doubts About Your Finances?

Get Your Questions Answered

Calgary Based

Fee-For-Service
Financial Planners

Hervin Pesa - Financial Planner
5.0
Based on 40 reviews
powered by Google
Aware Financial Header Arrow for HIgh-lighting Hero Question

Learn How a Financial Plan Can give you clarity and confidence.

Calgary Based

Fee-For-Service
Financial Planners

Aware Financial Top 3 Financial Services Calgary 2021
Hervin Pesa - Financial Planner
5.0
Based on 40 reviews
powered by Google

Learn How a Financial Plan Can give you clarity and confidence.

Happy family playing instruments in bedroom Representing Happy Clients of Aware Financial

The Benefits

Why Clients Are Trusting Aware Financial As their Advisors

Simple And Transparent Pricing for Your Financial Plans

Fee- For- Service Plans, Paid Monthly 

No Sticker Shock

No Hidden Fees

You know exactly what advice is costing you and it’s our responsibility to make sure, we’re worth it.

You may think that your bank is giving you “free-advice”, but that’s unfortunately not true.

Canadians pay some of the highest mutual fund fees and embedded financial fees compared to other developed markets.

Before our engagement begins, you’ll know exactly what you’ll pay us for the plans and advice we give. 

Read More Read Less

Proven,
Expert
Financial
Advice

Hervin Pesa is a Certified Financial Planner (CFP), which is most recognized financial planning designation in Canada, US, Uk and 23 other countries. He also hold’s the Registered Retirement Consultant (RRC) designation.  

Daniel Lam, our accounting consultant is a Chartered Professional Accountant (CPA), the most recognized accounting designation in Canada and the world. 

This means they adhere to a code of ethics that commits to putting you first and ongoing educational requirements to maintain their financial planning and accounting designations.

 

Read More Read Less

We don't speak, finance-y?
We Speak
Plainly

This is an odd thing to brag about, we know…but the financial services industry is still full of jargon.

Our mission is to make expert financial advice more accessible, we’re not just talking about affordability. 

We want more Canadians to talk about their finances, their investments and their money situation in a way that empowers them and teaches their family to do the same thing.

This is why we have committed to publishing free resources such as Youtube Videos and blogs in our resource section.

Read More Read Less

Fixed-Price Financial Planning

Calgary Based, National Delivery*

*Excluding Quebec

Comprehensive
Financial
Plans

Starting at $2,500

Fee-For-Service Financial Planning Engagement delivered at single Fixed Cost. 

We’ll go over your financial goals and help you with:

  •  Investment Planning,
  •  Tax Planning and Tax Filing, 
  • Retirement Planning and’
  •  Planning for Children’s Education. 
  • You’ll have access to a CFP and CPA. 

We Solve Real Financial Problems

what can Aware Financial do for you?

What's Included in Your Financial Plan

Goal Setting and Life Planning

You don't live to invest, you invest so you can live. Let's dive into that!
Understanding your, short term, intermediate-term and long-term financial goals will uncover “the why” behind your investments and savings activities. These could be rooted in wanting to start a family or gifting assets to the next generation. Either way, these goals and dreams are uniquely you.
Free Retirement Info Here

Cash Flow and Debt Management

We Will Help Your Show Money Who's Boss
Cashflow will fuel your financial plan, without managing your income and your expenses, you can’t implement your financial plan properly. Reducing the cost of capital or interest could save you tens of thousands or hundreds of thousands in your investing life.
Free Retirement Info Here

Investment Planning and Portfolio Review

We Will Help You Make Sure Your Values Line Up With Your Portfolio
An investment is not a financial plan. However, when investments are based on a comprehensive plan, you are able to match your investment choices to your financial goals, your risk tolerance and capacity and your investment time horizon
Free Retirement Info Here

Retirement Income Planning

We Will Help You Prepare for Your Next Adventure
Carefully structuring your investments so that you can eventually reach a “work-optional” lifestyle is great. However, this requires planning around your sources of income. The sequence of withdrawals from your accounts can determine how long and how comfortably you can retire
Free Retirement Info Here

Education and RESP Planning

We Will Help You Create Funding For Your Children's Education.
The cost of post-secondary education continues to skyrocket. Whether you are planning for your kid’s education or continuing education for yourself, requires careful planning and proper funding.
Free Retirement Info Here

RIsk Management and Insurance Planning

We Will Help You Protect What Matters Most To You.
What’s the use of working hard towards building wealth if the fruits of your labour could easily be snatched away? Proper income protection and asset protection plan will help keep you on track when life happens.
Free Retirement Info Here

Estate Planning and Legacy Planning

We Will Help You Create a Meaningful and Lasting Legacy
Those who are self-made, start working for survival, then success, but eventually that translates to creating significance. Having a properly planned giving strategy will multiply your ability to leave an inheritance or a charitable bequest.
Free Retirement Info Here

Business and Career Planning

We have insights about entrepreneurship and pay negotiation
The cost of post-secondary education continues to skyrocket. Whether you are planning for your kid’s education or continuing education for yourself, requires careful planning and proper funding.
Free Retirement Info Here

Comprehensive Financial Advice

This is all Included When You Hire Us To Create Your Financial Plans

Don't Take Our Word For It

What Clients Are Saying About Aware Financial

Hervin Pesa - Financial Planner
5.0
Based on 40 reviews
powered by Google
Kevin Aguilar
Kevin Aguilar
18:01 21 Nov 21
Hervin is a great financial planner and really... takes the time to understand each individual and their situation. He gives honest and trustworthy advice and isn’t scared to tell you what you may not want to hear. You can tell he really wants to help people and truly teaches you what we should’ve been learning in school. Book a consultation and subscribe to his YouTube channel. He won’t disappoint!!!read more
Christopher Miranda
Christopher Miranda
19:16 04 Feb 21
I booked a consultation session with him and he... did not disappoint! Great financial planner and really helped my give me a solid foundation to start my business. Very transparent and knowledgeable. Highly recommended!read more
Rosemarie Magdirila
Rosemarie Magdirila
18:25 25 Jan 21
Hervin was able to breakdown my goals and ideas&... walk me through every scenario on how to create valuable and successful for your money. I highly recommend Hervin when it comes to financial advices. He is a professional,well knowledgeable, and really responsive financial planner. Thank you so much Hervin for our meeting today .Stay safe!read more
Anthony Sapa
Anthony Sapa
18:17 28 Dec 20
Insightful, knowledgeable, and determined. Hervin... answered all of my questions with great detail and insight.Hervin gives a very personalized service that doesn't make you feel like you are a number to him. He goes out of his way to understand you first so that he can better advise you. He structures his plan specifically to match your life style, growth, and comfort.read more
Vida Valerie Vispo
Vida Valerie Vispo
06:49 27 Dec 20
Highly recommend!! If you’re like myself and... partner, who are just starting in life, and don’t know where to start, or how to start with financial needs, life insurance needs, critical illness, and many more he’s the right person to talk to! Definitely with just 1 meeting you learn a lot, an eye opening experience. He goes into detail about what you should have but within your means. DEFINITELY CONTACT HIM! Our plans are starting to have a clearer path!read more
Lea Crisostomo
Lea Crisostomo
20:52 12 Dec 20
We are very grateful to Hervin for helping us... understand what life insurance is all about. He is very knowledgeable and very nice person to deal with. The way he explain helps those who don’t have any idea on what plan to get. Thank you and your dedication is appreciated.read more
Mia-Mei Hernandez
Mia-Mei Hernandez
03:34 08 Dec 20
Hervin Pesa is truly good at what he does. He is... responsive, smart and professional. He explained all the details thoroughly and even gave me advice that would actually benefit me in the long run. He foresees possible situations or circumstances that may have a great impact for you in the future. He gives the wisest and smartest insights to handle or avoid possible unfortuitous events. With his ability to think ahead, you and your family are sure in the right hands. Plus, he truly emphasizes what you actually need rather than what you want.read more
Ann Irine Guillem
Ann Irine Guillem
18:44 18 Nov 20
Hervin, very professional and thorough with his... transaction with me He made sure to discuss all the options that I have to make sure I pick what is the best insurance for me.read more
stargazer jugger
stargazer jugger
00:30 17 Nov 20
Kuya Hervin Pesa has a natural rapport with... people and does very well communicating others. His ability to quickly assess problems and quickly identify a solution. He is very professional for delivering his advices for me to understand what I need for my insurance. So, I highly recommend him to all who is looking for affordable but high quality insurance.read more
Farzam Bahrambic
Farzam Bahrambic
19:38 11 Nov 20
Hervin was able to breakdown my goals and ideas... and walk me through every scenario on how to create a valuable and successful business. He was very professional and went straight to his resources. I would recommend hervin to any new or experienced business owner. Asking for help is a big part of growing. 10/10 for the services I received from Hervin.read more
Alyanah G
Alyanah G
22:14 09 Nov 20
Recommended.. He will surely get 5 stars or more... because he knows what he is doing. A man with integrity and professionalism.. He will guide you all the way until you feel secured and contented. He is a family man so he definitely knows what a family needs when it comes to security and peace of mind. Thank you for all your insights and Keep up the good work..God Bless you more..read more
Chad Bailey
Chad Bailey
18:19 06 Oct 20
I highly recommend Hervin!His very professional... and great listener! He will provide you with great options that will suit your insurance needs at an affordable price. What are you guys waiting for?why wait for something to happen and regret it....please send him a message so he can provide you with the right insurance that will protect not only you but the most valuable in your life...your family!read more
Laine Delos Reyes
Laine Delos Reyes
17:59 31 Aug 20
Actually I found Hervin’s page in social media... and made an inquiry online. At that time, i was looking to add additional insurance for my family since I am that type of person who believes that Life Is Short and to prepare for the future of my family in times of contingencies is important for me.Immediately, Hervin contacted me and gave me all available options. My insurance was all processed online and that includes live videos, phone calls and emails. As insurance advisor, Hervin handled my account in a very professional manner. Now I feel secured that I am covered and my family is protected.read more
kenia Martinez
kenia Martinez
00:26 06 Aug 20
The service Hervin provided was great, he took... his time explaining documents in detail, would always accommodate meetings to suit my schedule, and was very knowledgeable.I highly recommend!read more
Christine Maravilla
Christine Maravilla
21:16 28 Jul 20
Sir Hervin is very helpful and has wide knowledge... in his field. I can say that getting a life insurance will be a lot easier if you go to him.read more
Rob Symington
Rob Symington
18:00 24 Jul 20
Hervin gets a five star review because he... deserves it!! If your looking for someone that cares about his customers give him a call. I’ve worked with Hervin for years and have nothing but the best to say about how he does business. Again ⭐️⭐️⭐️⭐️⭐️ Thank you for all you do.read more
maria Carla Palaming
maria Carla Palaming
12:35 19 Jun 20
Recommended. He will help you not to get... commission but because he believed its better to have something than nothing. Thank you Hervinread more
Michael Chandara
Michael Chandara
19:58 14 May 20
Hervin went above and beyond when it came to my... financial questions. He was very knowledgable when it came to my situation and I was very happy that he was able to guide me in the direction that was best suited for me. He was also very professional and I would definitely recommend him to my friends and family!read more
Emjhaee M
Emjhaee M
17:32 11 Dec 19
Hervin and his team were fantastic. They helped... us with our financial plan and insurance options without making us feel bad or behind. He’s so good a simplifying things for us to make sure we are really aware of our choices. Ive recommended him to friends and I don’t regret it.Thanks again!read more
Next Reviews

Do You Want To Take Control of Your Finances?

The First Consult, Valued at $299 is fREE

Hervin Pesa Author Picture

Time to Align Your Money With Your Values

Get Your Questions Answered